Ni credit card yang dok pakai since 2009 kot. Tak pernah tukar....
Memang ada keep track interest yang kena bayar kat credit card ni, pernah cecah RM400 setahun. Bila dah faham selok-belok penggunaan dan paham camna bank charge interest, dah kurang ke below RM10. Masih ada lagi lah sebab selalu terlupa nak bayar by payment deadline.
Sekarang ni ada macam-macam jenis credit card tapi tak pernah amik pusing sebab kononnya nak setia pada yang satu. Tapi tengok credit card yang baru sumenya macam best jek, banyak privilege dan benefits kepada pengguna. Kad yang kita ada ni cuma ada bagi treat points. Pastu ada annual fee.
Jom tukarrr
Yang boleh terdetik hati nak tukar credit card bila member kata dia dah tukar kepada credit card islamik. Masa tu dalam tahun 2011, tak tahu credit card pun ada yang islamik. Kita pun rasa nak tukar sebab nak bebas daripada bisnes riba tapi tertangguh sebab baru tahu kalau dalam credit card ada instalment, kena settlekan dulu. Memang ada instalment beli vacum cleaner Rainbow tak abis lagi, banyak lak tu so tak mampu nak settlekan. Tak boleh nak cancel lagi, so simpan dulu borang application credit card yang amik kat Maybank Islamic, Seksyen 9, Bandar Baru Bangi. Pastu lupa pasal credit card ni...
Then recently bila go through files, terjumpa balik borang tu. Dah bolehla proceed niat murni ni sebab instalment dah abis. Kita pun pegi bank bulan November 2015, isi borang pastu tunggu respond dari bank. Sampai sekarang takda jawapan. Hmmm.... dalam hati berkata 'agaknya sebab nak buat baik (tak nak terlibat dengan riba'), macam-macam la cabarannya.
Masih tak putus asa
Rasa macam tak payah le tunggu branch Maybank tu jawab, dengar cerita orang lain senang jek nak amik credit card. So semalam survey credit card kat website Maybank, ada 28 pilihan. Nak yang islamik saja so last-last, nak pilih sama ada Ikhwan
MasterCard or Ikhwan
Visa.
![Image result for credit card visa ikhwan maybank](data:image/jpeg;base64,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) 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Visa Ikhwan Petronas Platinum |
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maybank](data:image/jpeg;base64,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) |
Ni MasterCard Ikhwan Gold |
Pre approved application
Bila tengok kat website, ada option untuk pre-approved application so terus call. Alhamdulillah, ada orang angkat dan proses apply pun bermula. Quite simple sebab gaji memang masuk ke akaun Maybank (Alamak! Lupa pulak nak mention apply for Platinum instead of Gold). Takda nak kena hantar borang sebab aku memang pengguna Maybank kot. Kemudian diberi pilihan sama ada nak suh hantar ke alamat rumah, opis atau collect kat branch, aku pilih collect kat branch. Tunggu la 14 hari... kalau takda apa-apa dalam 14 hari memang rasa nak hempuk Maybank ni! Sebab berapa lama nak kena tunggu!!?*&#@
Why these cards? Of course la sebab benefitnya. No annual charges, free for life! Beza MasterCard vs Visa:
MasterCard
Ada lucky draw untuk pergi umrah kalau spend above RM200 in 1 receipt. Pastu ada charity features: bank akan contribute 0.1% of our spending amount to chosen charity. Bagus betul card ni!
Visa
Kelebihan Visa ialah treatpoints berganda dan cash rebate on petrol and groceries.
Boleh baca kat website Maybank kalau nak tahu in detail. Last-last pilih Visa sebab dah biasa dengan Visa. Sekarang ni sebenarnya rasa patut amik MasterCard.....
Apa-apa pun syukur sebab dah amik tindakan untuk tukar credit card. Nanti kalau credit card Visa baru macam tak fully utilized, apply lagi untuk MasterCard..hehe....