Don't lose your focus. Rise and stride!

2 weeks ago aku memang lemau. Malas nak buat apa-apa. Masak tidak, buat kerja tidak, kemas rumah tidak, jaga makan tidak, kumpul steps pun tidak. Buang masa sahaja. Sebab nak year end agaknya so holiday mood sentiasa. But at the same time dok bising pasal berat badan dah naik, rumah tak ok, kerja ntah apa-apa...

Semalam aku amik cuti so pagi aku pegi jalan-jalan kat IKEA and petang pegi massage kat CurioSpa Bangi. Pagi tu boss ada wassap pasal kerja. Aku nego untuk antar proposal in Feb (sebab aku tengah nak abiskan tulis case study) tapi jawapan dia tu tak support langsung, membebel. Menyampah!

Alhamdulillah, aku mohon kat Allah supaya bagi aku semangat untuk jadi efficient balik. Hari ni rasa refreshed, tak sure sebab dah dapat urut badan atau  dah deeply thought about how to respond to unimportant things such as unfavourable remarks from the boss.

I kept reminding myself, takkan sebab 1 orang yang tak penting dalam hidup aku menyebabkan aku lose everything. Biar dia dengan dunia dia, yang penting aku keep progressing and developing my strengths. Don't let unfortunate events causing you to lose focus of what's important in your life.

So dengan semangat baru, hari ni aku nak settle apa-apa yang penting and start planning for 2023.

Satu yang tak achieve tahun ni. Sedih sebab macam tak dapat nak khatam sekali lagi in Dec seperti yang aku target. Sebab last week dah period and pastu tak plan apa-apa camna nak cover. Ada lagi dalam 100 lebih pages....

Updates for Nov-Dec

Lama dah tak update blog ni since awal Nov aritu. Hari ni dah 12 Dec. Lemau jek arini, cuaca mendung dari pagi. Aku tak buat apa-apa pun arini selain daripada amik my eldest kat Shah Alam pagi tadi.

So ni aku update from awal Nov until today ya...

Work

On my work, busy attend meeting and engagements. I was supposed to start writing my teaching case tapi ada macam-macam la yang berlaku....audit SIRIM la, training, pre-internal audit...plus macam-macam my new boss mintak. 

Start draft teaching case untuk Advance Certificate

Aku start menulis 23 Nov lepas balik daripada cuti mengundi. Tahun ni gomen bagi cuti hari Jumaat 18hb and tarikh mengundi ialah 19 Nov 2022. Aku extend cuti Isnin-selasa juga so lepas tu baru aku focus nak menulis teaching case tu...

Virtual Fun Run 1-30 Nov

Aku join Virtual Fun Run and dah tamat 30hb Nov aritu. Alhamdulillah, minimum kena complete 10km and aku buat dalam 40km. Aku jalan je kat Denai Sungai Langa tu pergi -balik. Dalam 2km one way so roughly aku jalan untuk 8 hari. Hope aku akan continue istiqamah berjalan kat denai tu...

JJCM Ipoh 2-3 Dec

Aku ada juga berjalan ke Ipoh dengan officemates. 9 orang semuanya...Alhamdulillah, semua berjalan lancar and better than expected.We really had fun riding on the ETS, rented 2 cars to go around Ipoh and the homestay we stayed was neat and pretty. To me the highlight was we got to contact an ex-officemate who transferred to Ipoh and now she owns a river chalet business. She invited us to have lunch at her river chalet and it was AWESOME! This was totally not in the plan and yet it was the most memorable. Pictures were great and we had fun learning to pose from one another.

Check gigi kat HUKM 9hb Dec

In October kot aku rasa sakit berdenyut-denyut gigi bawah sebelah kiri mulut aku. Aku pegi la check kat Alan Adlan. Bila dentist check, dia tengok gigi aku elok je. Pastu dia buat x-ray sikit. Dia nampak ada geraham bongsu dekat ngan saraf. Dia suspek itu punca and refer aku kepada pakar maxillofacial kat HUKM. Asalnya appointment 18hb tapi sebab gomen umum public holiday untuk mengundi, terpaksa postpone ke 9 Dec.

Alhamdulillah, bukan geraham bongsu puncanya jadi tak payah la buat surgery. Kalau tak kena buang geraham bongsu tu, kena minor surgery...seram siut bila aku google how the surgery is done and the risks. 

Sakit tu sebab gigi yang affected retak sebenarnya....oooo, gigi retak ke....Doktor tanya aku suka makan menda-menda keras ke..takda la suka tapi aku cuba recall bila last aku makan ketam...haha.

So doktor buat surat reply GL tu and suh bagi pada Alan Adlan balik. Buat crowning and rawatan akar dia suggest. Thank you Allah...Alhamdulillah,

Weekend in Melaka 9-11 Dec

Cuti aku banyak lagi tapi tak sempat la nak pikir nak amik waktu mana. Since husband bagitau dia ada meeting kat Melaka, aku pun amik cuti 9hb. Kebetulan aku memang ada appointment dengan pakar kat HUKM tu, so sama-sama cuti. And 9hb ialah last day budak-budak ni sekolah. Kasyif tak sekolah sebab tak sihat so dapatla kami bertolak ke Melaka dalm pukul 4.00 petang. Kitoghang booking 1 bilik sebab 1 bilik lagi husband aku dapat complementay meeting dia. Hari Sabtu after check out, pegi umah adik aku kat Jasin. Best jugak outing ni...

What's to come are balik kampung Perlis 19hb, Jasmin's appointment braces hari Rabu 5.30 ptg, cuti Christmas... 

Semangat baru

 Hari ni terjaga pukul 4.00 pagi. Aku belum boleh solat so kalau aku bangun, apa yang aku patut buat? Aku baru teringat yang aku sepatutnya exercise....dah lama tinggal yoga, badan ni dah keras ke apa...

Mula-mula tu standard la...malasnya tapi kita kena lawan! Aku terus bangun and buat yoga (beginner) for 20 mins. Alhamdulillah! Sebelum ni selalu tak berjaya....

Brisk Walk @ Denai for Virtual Run

Pastu aku ada masuk challenge Virtual Run starts 1 Nov. Sebenarnya pagi tu dah hujan so macam tak jadi nak brisk walk. Tapi bila kul 7.00 dah rintik-rintik saja. Kalau tengah malas, kalau rintik pun tak nak jalan kan. Tapi aku tekad nak jalan...pakai baju kelawar je, tak salin baju pun! Haha! Alhamdulillah, dapat pun 5km tapi yang virtual run aku dapat record dalam 2km saja sebab lambat troubleshoot. Esok kena pegi opis pulak, kalau tak boleh sambung. Berkobar betul!

5.43km. Tahniah!

Demi kesihatan lutut, kena turunkan berat badan

While brisk walk tadi, aku dok pikir camna la nak start jaga makan. Nak dapat balik at least 65kg. Bila pikir berat jadi 77kg ni, nanti sakit kaki and sakit lutut bila dah tua nanti. Isk...tak nak la kan. Pikir punya pikir, aku ingat start dengan tak nak makan nasi for 3 days untuk kick start keto (low carbo, high fat). Then after 3 days, sambung lagi tak yah makan nasi...so on and so forth. At least tak makan nasi 2 minggu. 

Aku kena ada realistic timeline. Don't expect by Dec 2022 ni boleh turun banyak. Aku kena consistent for at least 6 bulan.

Hopefully bila kerja dah settle ni, dapat la aku fokus untuk exercise...yoga and jalan

Hanya order salad

Pastu hari ni keluar lunch pegi Secret Recipe and I only ordered Ceasar Salad with Crispy Beef! I am amazed with myself. Tapi sebelum makan salad dah makan Carrot Cake dulu....haha!

Kenyang jugak makan ni...

Bismillah!

Personal 3 year target

 When I say 3 years, when does it start? Is it 2021-2023 or 2022-2024?

Target nak tender resignation is Dec 2024 (tapi aritu cam tak tahan, nak tender Dec 2023 pulak). Which means the target is 2022-2024

What I have read on:

1. trading
2. freelancing either typing or things to do with accounting
3. belajar jadi admin for training company
4. affiliate marketing

of which none I have started doing....

girl, you gotta change. Start making actions!

Affiliate marketing and SEO

 Last week tertarik dengan affiliate marketing pulak. And baru tahu pasal Search Engine Optimization (SEO) tu apa. Masa scroll IG, terpandang la minah US ni buat side hustle from affiliate marketing. Banyak dia dapat and dia pun dah quit her job to do it full time. Dia memang la promote suh buat affiliate marketing tapi kita memang kena buat research dulu la whether sesuai ke tidak.

Dah nama marketing, so kena menjual la. Tapi ni style millenium (online), tak perlu hard sell, tak perlu jumpa orang. Sounds interesting kan. Tapi aku ni kan tak active any socmed, payah la. But somehow, rasa macam I need to learn how they do it. Rasa macam nak cuba...

Check out this website

p/s: serious desperate nak cari side hustle.....

Raiz Investment: What's the hype?

 Raiz Investment is a roboadvisor for investment. Masa memula baca and FOMO, terus register. Sebabnya suka the idea of round up feature i.e bila kita shopping and total yang kita bayar odd numbers, Raiz akan round kan and beza round up dengan actual jumlah yang kita bayar masuk dalam akaun Raiz Investment.

Ingat masa tu buat registration atas katil pagi-pagi, kira terus buat la tanpa pikir panjang. Bila nak register tu, pening pulak. Ada 3 jenis akaun kena bagitau: 1. Funding account 2. Withdrawal acccount 3. Round Up account....alamak, aku dah pening....Masa aku buat registration ni was on 29 Sept.

Harini baru berkesempatan dig more info about Raiz. Rata-rata kata bagus be it on Youtube atau website/ blogs but this article The Millennial Finance in particular is very useful to me, sebab sama dengan apa yang aku rasa especially on

1. Only debit card for round up feature

Aku pikir sambil berbelanja, boleh buat micro investment through that round up feature. Aku ingatkan boleh link credit card tapi tak boleh sebenarnya (hopefully buat masa ini). Mesti debit card. 

Masalahnya aku selalu bayar guna credit card, so macam tak maximise la. Sama la dengan situation mamat ni. Why aku bayar guna credit card sbb boleh dapat points and convert beli barang. Mostly aku beli kat Parkson guna points tu. So patut ke aku tukar spending habit aku just because nak micro invest? Kena gali dik...

So sebab aku dah register, aku masukkan amount yang aku nak invest dulu (yg ni boleh buat jugak dalam Raiz, specify berapa nak invest). Aku belum masukkan debit card untuk feature round up tu tapi memang tak maximize la and tak capai la objective aku. Takpa, takpa, kita cuba.

2. Sebenarnya Raiz ada monthly charge

Aku baru tahu bila baca article, PNB products are the main investment portfolio and Raiz charge RM1.50 every month for their platform.  RM1.50 kalau investment < RM600k. Kalau lebih, dia charge 0.025% (kalau RM7,000 = RM1.75, RM30,000 = RM750). Kalau x da duit dalam akaun (0), Raiz tak charge apa-apa. Worth tak nak bayar charges banyak tu?

Aku pulak dah masukkan RM100 dalam investment account, try test tengok la....

• kalau aku dapat profit tapi break even from this, aku akan rugi dalam masa 66 bulan (5 tahun lebih kurang). 
• kalau aku ada dapat untung, boleh tak profit tu cover service charge tu. Keluarkan untung sebelum terlambat! Haha!
• kalau aku takda dapat untung, asyik rugi je...memang tak yah la guna Raiz ni

Sebab mostly pelaburan PNB i.e yang Amanah Saham whatever tu, boleh la compare dengan kita duit yang aku masukkan ikut ASB...which is takda charge langsung! Free!

Mamat tu kata RM1.50 agak mahal la for small investment contoh kalau kita masukkan RM150, annually jadi 12% atau 1% sebulan. Kalau 1.5% setahun tu baru berbaloi (dalam 0.125% sebulan). Contoh:

RM150 x 0.125% = 0.1875 (atau 18 sen sebulan) berbanding RM1.50 sebulan

Atau kalau kita masukkan RM1,500 macam mamat tu kira, baru OK nak bayar service charge RM1.50 tu (sebab RM1.50/RM1,500 = 1%)

Dia kata sebab tak dapat buat microinvest dengan round up feature, dia tak rasa dia nak masukkan RM1,500 dalam Raiz...baik dia masukkan dalam ASB sebab takda charge!

So mmg Raiz ni, aku try and error la. 

• Masukkan RM100, tengok apa jadi. 
• Nak link kan tak debit card (aku aku jarang guna untuk bayar expenses? Buat masa ni aku tak link lagi

Bengkel bertukang dengan Adiaida

 Alhamdulillah! Tercapai juga cita-cita nak guna mitre saw! I did this when I joined the woodworking workshop with Adiaida @ Ara Damansara. Bestnya rasa bila kita dapat benda yang kita idamkan.

There were only 2 participants including me. Memang dia buat in small number sebab kalau tak nanti tak sempat nak abis kelas dalam 1 hari. Kami start 11.15 am, abis dalam pukul 4.30 pm. Itu pun sebab shelf yang kami buat pun dah reduce from 3 tier to 2 tier.

We learnt to cut using mitre saw, drilling using impact driver and electric screw driver. I'm actually quite familiar with electric screw driver but I have never used an impact driver. Lagi kuat rupanya. Then we learnt to sand, how to repair broken wood.

I really enjoyed the class because I got to make something and use the tools I've been seeing in Youtube.

The reason I joined the class is as written here.So aku nak make worth of the ilmu yang I belajar. Buatlah apa-apa....build something. Can start small.

What I've learnt:

1. MEASURE AND RECORD

Write down the parts and quantity with measurement (inches/cm). Then cut wood to measurement. Tapi sekarang dah senang. Boleh beli pre-cut online. Kalau guna mitre saw, ada 3 step safety:

2. CUT WOOD TO SIZE

Nak bawak turun mata gergaji, ada 1 lock kena release. Bawak turun dulu baru press the power to run the saw. Bila saw dah potong, release dulu power baru bawak mata gergaji naik atas.

Kalau kita nak potong kayu with same measurement, better kita lock measurement. Bila nak potong, mata gerjaji kena atas laser point. Kadang-kadang starting kayu tak rata so kena ratakan dulu, depa panggil 'square off'. Pastu bila potong kayu boleh ada 'set back' i.e kayu tu boleh terpelanting.

3. MARK WHEN YOU WANT TO SCREW

Then mark where you want to joint the parts together. Boleh guna screw atau paku. Which side of the kayu pun boleh pilih, nak yang ada character atau nak plain smooth saja. Guna L ruler, pembaris untuk marking. Selalu we go 3/4 of the wood so tak payah lebih daripada tu.

Pengalaman, kayu aku split masa aku drill so Aida ajar caner nak repair balik. Basically guna gam untuk tampal balik kayu yang terpecah tu. Before we screw, kena buat lubang screw dulu kalau nak screw tu flushed dengan surface (yg mata ni aku takda, kena beli)

4. SAND DOWN 

Before kita pasang, kena sand down dulu mana-mana yang tak rata atau edge yang tajam. 1st time guna sander, comel je and Aida kata sanding ni macam iron baju.

Boleh touch dengan kertas pasir. Lagi tinggi nombor kertas pasir, lagi kasar. Contoh yang kami pakai #G38. Yang kasar can go beratus

5. THEN ASSEMBLE AND SCREW

Ni biasa buat kalau beli barang IKEA kan so part ni cam simple saja.

6. Lastly, once you're satisfied with the finish, boleh guna wood stain atau nak cat kaler. Walla!

My 1st project after AdiAida is to tackle my porch. Buat shelf kasut....Doakan ek....

Belum ada hasil

 Hari ni tamatla online trading course Nizam Malek. So aku ada try trading tak?....TAKDA!

Aduss! Gagal betul.

What is my IKIGAI

 Had a good talk with husband before we doze off to sleep last night. I was trying to pour my heart out why I want to resign. First i thought it was because I felt that I'm being underpaid. Apparently not when we referred to Jobstreet Salary Report 2022. Well, I'm on the median side so depends how we intepret 'underpaid'.

We even referred to IKIGAI chart finding out where do I fall in to. I think I'm either in No. 1 or No. 4. Although I can do my job, I myself feel something is missing. Why do I want to quit? I can't imagine me working at my current company for the next 5 years!

Apparently I'm in No. 1 or No. 4

Why now?

I said I have accepted that is my rezeki and tried to stay on my job. I'm OK as long as I get to do what I want to and have time to focus on my personal life. I noticed I only brought up this matter lately. I have been patient for 15 years and why do I want to resign now? He said probably it started during the pandemic where we stayed at home a lot and because when WFH, there's no boundaries between work and personal matters.

Am I not being grateful for what I have?

He said we have not been challenged enough thus I'm not grateful for what I have (indirectly). He referred to posts from fb of his friends who shared their experiences and had gone through a lot of downs.

I may disagree with him here. Wanting more does not mean we are not grateful...

He told me about a pakcik he met last weekend back in Perlis. The uncle was telling how hard his life was to raise 2 kids. He was poor but he persistently and patiently worked on his paddy field. Sabar, bersyukur, ikhlas were the key words.

I don't want to brag but I also have been patient, sincere in my job and grateful for what Allah SWT has given me...for 15 years. 

Problem with my mindset

I said my problem is my mindset which stopped me from moving out from my current job. Fear of the unknown, whether I can perform well. I also used to dislike challenges whereas challenges are good. I quote Jim Rohn's 'don't wish for things to get easier, wish you were better'. 

I want to accomplish something

At this age now, I don't think to find another job would be a good move. I think it's not about the job, it's about I wanting to venture into something else. I said to my hubby, I feel like I want to accomplish something...yes! that is my why. I think I have done something great in my job but....I dunno how to shout about it.

So what do I want to do?

The problem is I have not found what I want to do hence I'm still on the job. That's the only thing that stopping me from pursuing something else.

My husband is a realist. Sometimes it's good to have a talk with him to challenge me who is somewhat optimistic and emotional. We can balance out the pro and cons.

How do I want to write my story?

In the end, I said to him the uncle have a story to tell 'Pakcik dulu miskin dan berusaha untuk menyara dan menyekolahkan anak dengan bersabar dan ikhlas dalam pekerjaan'...

so how do I want to write my story?

The never ending journey: Weight Loss

 Guess what is my body weight right now.....it's 76kg. It was even 77kg yesterday. How did I get from 67kg to here? That's 10kg to lose!

I'm not obsessing over my body weight but as of today it is a good enough indicator of the state of my body. It's sad. although I'm not feeling sad. I would have lost my appetite if I were to feel sad. These are the things that have changed since early 2021:

• I don't think I eat a lot BUT I do take a lot of carbo.
•  I have not been consistently taking my self made shake
• I have not been practising yoga

By right I should not be surprised. Obviously these are major reasons why I have gained weight. Only now I noticed I've been doing these since 2021 so it is almost 2 years!

I was busy with work plus now that I'm over 45 and I have stopped going to Mayfair. The obvious change is my belly. I think Mayfair's treatment has lost it's affect. Seriously, my tummy bulges when I sit which sometimes it's uncomfortable.

It's time to get serious. So what is my game plan? How am I gonna do it differently this time now that I'm over 45....

• Start planning my meals. Reduce carbo, more veggies
• Plan your schedule how to fit yoga practice in the morning. Previously I didn't mengaji but I can't omit mengaji now that I have been consistently mengaji pagi-pagi. I need to work out how
• Start buying wholesome food and less takeways/eat out
• I do need help e.g fibre, shake, tea but opt for sustainable options

My first move to make things interesting. Amik gambar apa yg aku makan

Business Administrator? Allah Maha Mendengar!

 Ya Allah! Thank you Allah! Syukur Ya Allah... I have been thinking about this idea of monetizing my husband's expertise lama dah. Pastu my friend quit and start her own consultancy company last year (read it here). Ironically same month last year...

Then last week, my husband asked me to ask my EVO agent whether there's any office unit @ OSTIA yang available. I asked him what is it for but he didn't answer directly...

The next day, we were talking about something and I couldn't remember how it popped out but eventually he revealed that he's planning to start a training business with his friend and try to find a space to rent. His friend is currently looking for an assistant to manage the business. He does have one right now but his wife asks him to fire the assistant (we can only guess why...) I was like 'What? And why you didn't mention about the job to me! I'm willing to do it!...'

Ya Allah! Terdetik la masa tu, Allah memang Maha Mendengar! Although that information is merely an information tapi kekuasaan Allah dirasai dan dekatnya Allah dengan kita. Everything has its place and time. Be patient...

Mula lah aku berangan tapi still macam caya tak jugak so I just left the conversation there not wanting to put high hopes on it.

Then semalam, my husband mention lagi. "Betul ke nak kerja Business Administrator? Banyak menda nak buat tau...nak kena cari sales, kena tahu how to claim HRDF"....Auww! Dengar pun aku dah excited. Excited nak berenti kerja! Haha!

Biasalah bila kita nak buat perubahan, getting into new unknown territory we start to doubt ourselves.

Alhamdulillah Allah SWT jumpakan aku dengan Jim Rohn's motivation series:

• Don't wish for things to get easier, wish you were better
• Don’t wish for less problems, wish for more skills
• Don’t wish for less challenge, wish for more wisdom.

Remember, things happen for a reason. Opportunity only knocks once...It's time to make a change, grow yourself...

Motivation and personal goals

Motivation...motivation to quit my job...

Quotes from Denzel Washington

Make sure you have something to fall forward to, not fall back on

It will be frightening but rewarding

Ease is a greater threat to progress than hardship

Without commitment, you'll never start

Without consistency, you 'll never finish

It's not easy, if it were easy.....

If you hang around a barber shop long enough, eventually you'll get a haircut. You will catch a break....

Dream without goals are just dreams, and ultimately fuel disappointment

Have dreams but also have goals...life goals, yearly goals, monthly goals

Don't confuse movement with progress.....Just because you're doing a lot more, do not mean you are getting a lot more done

In order to achieve goals, must apply discipline and consistency. You have to work at it....you have to plan every day

Hard work works. Working really hard is what successful people do

What are you going to do with what you have? It's not about how much you have, it's what you do with what you have...We all have different talents

The most selfish thing to do is helping others...why it's selfish? Because the gratification the good feeling that you get when helping others...

You only live once...do what you passionate about

Don't just aspire to make a living, aspire to make a difference

Looking back 2021

 I've just noticed I did get this posted earlier! By right it should be in Dec 2021, not now Sept 2022. Isk...

Looking back 2021, here are some items that I want to cherish and mark as my small achievement in 2021

• start to be aware about investment and register Public Mutual Online
• redeem under performing fund, masuk Public Mutual office, cancel DDA on my own
• join beginner classes on trading
• apply to buy IPO shares
• khatam Al Quran sekali
• mengaji dalam 10 muka surat mostly every day
• buat yoga pagi-pagi
• kemas rumah bersih-bersih
• re-organize kitchen

Stick to your target ok so you can focus on your family and quality ibadah

• Plan your passive income from xxx
• Have savings of 1m from investing + EPF by 2024
• Reduce monthly commitment
• To quit my job in 2024 (3 years from 2021)

Do It Yourself

 Why this is labelled as Personal 3 Year Target? Sebab this is the thought process...

Belajar sekarang. Bila dah tak kerja, boleh jimat duit dan ada lah aktiviti yang nak buat. Very much related to home decor which is one of my interest....

Ni nak cerita, aku came across a woodworking class. Thank you Allah! I was looking for classes untuk Kasyif, sekali tengok ada kelas untuk pompuan. Inspired betul by this couple AdiAida

Sebelum tu masa aku revamp Kallax, aku ada terpikir yang aku ni sebenarnya tak pernah guna DIY tools. Aku tak tergerak nak belajar pulak tapi suka tengok orang dok buat makeover. Bila duit tak berapa nak ada, caner nak buat home improvement kalo tak pernah buat DIY. Pastu jumpa pulak website tu. Alhamdulillah! Aku memang bergantung kepada Allah sekarang ni untuk pandu aku capai impian untuk bersara awal...

With this class, I hope to start socializing, get out of my comfort zone with my 'free from 9-5 job' in mind!

So I've booked a place to attend a basic class on 2nd Oct. Bismillah!

Side hustle: Belum jumpa

 After a long break (I went to Pulau Perhentian), the thought of quitting my job is even stronger. Malasnya nak mengadap kerja...

I agreed with my friend who I met in Kuala Terengganu. She was my colleague and quit when she got married 3 years ago. I went to see her on my way to Pulau Perhentian. I was telling her I want to quit my job because I'm done and want to stay at home. She said 'Still, you need to do something because after 3 months you'll get bored...' Currently she's doing bookkeeping for her aunt.

Soalan "nanti nak buat apa?" aku rasa aku dah boleh jawab...banyak kot benda nak buat. Tapi aku masih belum ada aktiviti yang generate income. Baru this week terpikir tengok youtube on side hustle. Banyak benda boleh buat tapi aku memang kena cari and decide. Sebelum ni aku ingat buat typing or virtual assistance. Tu memang actual kerja, macam kerja opis. Then aku tanya diri aku balik 'Boleh ke aku buat?"

Masa tengok Youtube tu, kalau side hustle memang banyak yang nampak senang tapi require creativity e.g. create banner, icon...still not my domain. Teenagers pun dah boleh dapat income...

UBAH MINDSET

• Aku memang kena ubah mindset, tak boleh maintain solo act. Aku kena join group/community bila nak buat freelance ni i.e start networking.
• Aku kena yakin dengan knowledge yang aku ada. I need to know my self worth
• Aku memang kena bergerak. Freelance ni kerja jugak. Don't expect things are easier
• Start small. Yang penting is to get out of comfort zone

Some notes from my research

1. Term freelance, part time and side hustle. What's the difference
2. Platform for freelancing include Fiverr.
3. Ada free accounting software QuickBooks

NEXT ACTION

• Narrow down areas yang nak buat Bookkeeping ke, kerja senang ke,
• Masuk FIVERR and other platform to familiarise

You will know which is best once you are able to visualize....

Technology or waste of money?

 Aku baru teringat....sebelum in tahun 2010 ke sebelum tu, aku ada beli pants yang kononnya boleh buat kita berpeluh lebih and boleh kecik kan peha....masa aku berjaya lose weight 2013 onwards, aku rasa membazir gila beli dan aku tahu sebenarnya tak boleh percaya menda-menda camni.

Kali ni aku terjebak lagi, the stake is even higher RM768! Seluar Kondenshi Aulora. Aku tak tau la ok ke tidak ni, baru pakai 2 hari. Tumit kaki aku masih takda perubahan, masih lagi sakit...takpa, aku ikhtiar saja. Test dulu, kalo rasa tak berbaloi, cakap je kat member tak rasa apa-apa perubahan. Anggap je la ni jarih untuk bisnes kawan....

Dah beli tilam baru...Alhamdulillah!

Masa beli aritu, memang nak update kat blog tapi sebab kekangan kerja, baru harini dapat menulis.

Kejadian berlaku sama tarikh dengan Jasmin register masuk MFI which was 1st Aug 2022...actually aku tak tahu lah nak panggil MFI ke UNIKL...I should write a separate post on this...

So back to the story of beli tilam, last survey masa bulan pose here. Masa tu tak beli lagi sebab pikir mana nak cekau duit. I aimed for Dunlopillo, katanya berkualiti dan tahan lama tapi harga mak aii... Tapi kali ini aku lebih bersedia tapi aku terpaksa pegi sorang-sorang sebab husband ada kerja. Mula-mula macam terasa jugak tapi lepas tu aku pikir lagi senang kot buat decision...beli jek! Hahah!

Midah Electrical

So aku pegi balik ke Kedai Midah, dekat-dekat dengan MRT Kajang. Pernah pegi kedai ni masa bulan pose aritu. Bahagian depan jual barang-barang elektrik rumah. Bahagian tilam nun jauh kat belakang. Bukan proper showroom pun, rasa macam store pun ada tapi selection dia banyak and tilam yang berjenama mahal. Kalau nak tengok Dunlopillo, kena naik tingkat atas pulak. Tapi memang dia ada banyak choice of Dunlopillo unlike kedai yang kitoghang pegi dekat Seksyen 5. Kedai tu adalah within price range kitoghang tapi tinggi tilam only 10"...tu yang buat kitoghang tak beli. Kat Kedai Midah ni (nama saja Midah ya tapi owned by Chinese) ada height yang aku nak (13") cuma sanggup tak sanggup je nak bayar harga dia...

Deciding whether to buy

Tilam-tilam kat situ harga yang di tulis dalam RM5,000 ke atas (dalam hati betul ke aku nak beli ni)...Yang 13" ada a few, yang aku kenan RM7,000 lebih. Adehhh...mahai. Beli emas lagi berbaloi. Tapi masalahnya aku mmg dah tak selesa tido kat tilam lama. Selalu tido hampir-hampir kat tepi katil sebab bahagian tu je tak lendut lagi. Aku pun dah tak rasa fresh bila bangun...

Sekali tu uncle kata ada diskaun. Aku tanya jadi berapa....dia kata RM5,800. Kitoghang budget dalam RM5,000. Hmmm...aku teringat style husband aku kalo beza setakat RM100-RM200, kira boleh la tu. Yang ni beza RM800...yang membuatkan aku boleh ON jugak sebab dah lama sangat surveynya, dari tahun 2019 kot...Malas dah nak cari. Kali ni dah jumpa tilam as per my criteria apsal tak nak beli pulak kan...that RM800 would end my misery! Aku cuba mintak RM5,600 dia tak bagi...Mmmm dah la, ON je la.

Pastu aku tanya uncle kena letak plywood ke kat katil, uncle kata YA kalau nak tahan lama. Alhamdulillah uncle ajar and suggest kat mana nak beli plywood and dia boleh pick up kan sekali....Alhamdulillah! Rasa berbaloi pulak that additional RM800..haha! 

All in all, the total costs is actually around RM6,000 sbb beli plywood 12mm is RM140. Takpa la, sekali sekala. Untuk kesihatan dan kualiti. By right tilam ni kena tahan 15-20 tahun la...

Alhamdulillah, kurang dah rasa sakit-sakit badan. Best rasa tido atas tilam baru. And rasa tinggi lagi daripada tilam lama. Sebab tilam lama dah sagging la kot.

Thank you Allah atas rezeki ini..I shall berbuat baik to others to express my gratitude for the rezeki that Allah SWT has given me....

My 2nd DIY project: Kallax

Project ni lama dah nak buat...aku ada Kallax beli 3-4 tahun dulu untuk letak buku sekolah the boys. Bagusnya Kallax ni dia ada banyak compartment so sesuai untuk segregate barang. Aku pernah jadikan dia space separator, aku pernah gunakan dia sama ada menegak atau melintang. Tapi sebab dia takda kaki, kalau letak melintang Kallax tu agak rendah. Aku rasa bulky bila letak melintang sebab letak atas lantai kan (silap tak amik gambar original position yang aku dok experiment) 

  Motto aku sekarang kan buat je, don't wait for perfection. Sebelum ni aku tunggu husband untuk buat tukang-tukang...kali ni aku kata 'buat sendiri!' So aku pilih project yang senang-senang la. Husband pun dah beli electric screwdriver so ia amat membantu. Aku pernah tukar rail drawer putih and IKEA Malm (sebab rail lama dah tak smooth). That was my 1st. So Kallax ni kira 2nd revamp project. Aku dah tengok kat Pinterest and Youtube, cantik dioghang buat pintu tutup compartment sebab tak nak nampak serabut sangat. Masa tengok tu bersemangat nak buat! But I tell myself, dioghang tu dah expert, aku baru nak belajar'. Ukur baju di badan sendiri...So aku tak nak ambitious sangat, nanti terbengkalai pulak. 

Untuk Kallax ni selain daripada aku nak tambah kaki, aku jugak nak minimize habuk so aku nak tutup one side with plywood. Actually kalau aku nak shortcut, boleh je beli Kallax insert yang berpintu tapi cost dalam RM50 (min) per unit. Kalo 8 x RM50 = RM400. Boleh tahan mahal!

 This is the costing untuk aku revamp totalling RM134.40 tak masuk delivery charges. Kalau masukkan RM15 x 3 = RM45, total jadi lebih kurang RM200, jimat la RM200. 

1. Kaki kayu RM13.90 x 4 = RM55.60 

2. Plywood 3mm untuk tutup belakang = RM26 (plywood tu ada banyak lebih) 

3. Contact paper RM4 x 2 = RM8.00 

4. Bakul cube yang diperbuat daripada kain keras mcm laundry basket RM6.40 x 7 = RM44.80 

Actually kalau nak cantik, boleh beli Kallax insert tu pastu deco pintu dia...ada jumpa corak cantik kat Shopee tapi total costs for these could be around RM600! Baik beli menda lain kan...

Alhamdulillah, hari ni siap tampal plywood, nanti tinggal beli bakul je...

Aku start pasang kaki sebulan yang lalu...kuang3x

Aku tahu nak pasang contact paper ni bagi smooth bukan senang, aku buat kedut2 hah. But remember, 
don't go for perfection...practice will make perfect...

This is before...

This is after. Memang tak beza sangat, janji kurang habuk masuk compartment...

Update 20/8/2022: Dah sampai 'bakul' kain cube...happy!

Hari ini dalam sejarah (ke 3)!

Hari ni first time aku akan attend syndication ke Board of Directors (BoD) sebab ganti boss aku kena Covid. Aku catat sini sebab aku macam nak track mini achievements and practices done in terms of improving communication and presentation skills. 

 Alhamdulillah seperti ada perubahan sejak aku dah rajin baca Al-Quran. Aku dah tak nervous ya amat macam selalu. Sikit-sikit tu biasa la. Kalau dulu, mau seminggu pikir pasal presentation sampai mengganggu tidur. Fokus sangat kat presentation sampai keje pun ada lambat sikit buat. Sekarang mindset aku dah berubah...ini semua hal dunia. Buat saja, bergantung harap la kepada Allah SWT supaya semua berjalan lancar. Kalau orang marah, iya kan saja tapi kalau kita ada point nak cakap, cakap dan jangan simpan. Orang nak terima tak terima belakang kira. Kalau tak OK, Allah SWT nak bagi pengajaran supaya kita improve. 

Yang penting, aku kena up saham akhirat kalau nak masuk syurga. Baca doa banyak-banyak supaya orang paham apa kita cakap, orang nasihat bukan marah dan aku akan dapat sesuatu daripada pengalaman tersebut. Betul la orang kata. Dekat kan diri dengan Allah SWT. Allah itu Maha Mendengar dan Maha Pengasih. Ya Allah, Kau permudahkan urusan ku harini, lancarkan lidah dan minda ku, sesungguhnya Engkau Penciptaku....Allahuakbar!

The experience

It was a syndication session with En Nizam ANIMONSTA. My CEO yang banyak cakap, aku tambah sikit-sikit je...haha! Takpalah, pengalaman tu yang mahal. 

Buttons they have received

Lepas syndication, En Nizam bawak tour office dia...best, vibe orang muda dan modern. Siap bagi momentos lagi. Balik citer kat anak, excited dia dengar....

Thank you very much ANIMONSTA!

Hari ni dalam sejarah lagi

2.04 pm Hari ni dalam sejarah lain pulak…takda letrik. Ingat Bangi jek….sekali banyak tempat…Klang Valley, Sg Petani, Penang, Ipoh… Banyak tempat kot. Ingat dulu pernah jadi tapi waktu malam. Kali ni during lunch time. Tiba-tiba rasa seram pulak sebab nak wassap atau call orang tak boleh ni….what if the country is under attack? What would be the action plan? Hai, kebetulan semalam memang aku kena present on Risk Management. Nak kena buat risk statement, kena ada event, cause and impact. So in this case, let say: Level mahrean: Damaged perishable items in the fridge due to unprecedented blackout resulted in loss of RM200 for replacement Level company: Loss of research work/ data due to unprecedented blackout resulted in delay on project completion Level negara: Loss of connection with core defense function due to unprecedented blackout resulted in delay in action taken to defend the country from outside attack Berguna jugak ek aku belajar Risk Management ni…. Aku rasa seram sbb, takleh get the latest update either from the tv, internet or even from other people because I can’t make a call. Kecuali daripada jiran-jiran sebab orang terdekat kan. My husband is at the office, who knows what is going on? 2.50 pm Aku kuar jalan-jalan sbb nak tengok keadaan tempat lain. Sampai kat Seksyen 4 tambahan, aku tengok kat kedai-kedai dah ada. Then aku pusing Seksyen 7, pun sama. Dah rectified kot problemnya..... 3.38 pm Dah sampai rumah. Ya betul, letrik dah ada...TQ TNB! P/S: Dah kenapa formatting jadi gini????

Rezeki berjumpa dengan guru sekolah menengah

Hari ini dalam sejarah… Actually hari Sabtu 23hb aritu..Jumpa 2 of my teachers in secondary school and this is my story....

Cikgu Netball - Puan Nor Zamani (she is the Ketua Pengarah Pelajaran Malaysia 2022 but retiring in July 2022)

Ada majlis penyampaian hadiah kat SGS hari Sabtu for SPM 2021 who scored 9A/8A. Jasmin is one of the recipients. Originally, memang plan nak attend la. Sekali Jasmin dapat wassap kata dia dapat interview biasiswa PNB on the same day. So dia tak dapat datang and mintak kakak dia jadi wakil. So plan sekarang dah tukar, Abah antar Jasmin pegi interview…aku pegi SGS dengan Irdina.

Kena pegi awal sebab event start kul 9.00 pagi. Tapi Irdina baru nak masuk tido masa aku bangun pukul 4.30 pagi. So aku cadangkan bawak Kasyif instead of Irdina. Boleh bagi some motivation jugak kat dia.

Memula memang nak suh Kasyif wakilkan Jasmin, tapi bila pikir sume pompuan kesian pulak. Sectretariat dah siap-siap asingkan award recipient. Mesti dia tak selesa duduk dikelilingi perempuan. Nampaknya aku jugak la yang kena naik pentas.

So aku kena duduk dengan students SPM yang lain. Allah nak bagi rezeki, seat aku memang kat hujung kat belah lorong red carpet laluan VIP masuk. So aku duduk la. Bila VIP masuk, ntah kenapa aku dapat bertentang mata dengan Puan Zamani. She smiled at me. I felt excitement somehow when got to meet someone from my past....

I already knew Puan Zamani is the VIP but I’ve not given any thought to approach her on that day. I looked up to Puan Zamani very much until today. She’s nice but strict makes me remember her dearly. Perasaan aku masa tu rasa nak sangat tegur Puan Zamani...

Then dada..dada.da…the ceremony went on…I was hoping Puan Zamani would be presenting the awards for SPM 2021 so I could say something to her but it was another VIP.  Kalau ikutkan 'aku yang dulu', I would have said 'takde rezeki'. Tapi aku rasa macam Allah SWT melorongkan aku supaya tegur Puan Zamani: 

• aku yang jadi wakil instead of Irdina or Kasyif
• dapat duduk tepi tempat VIP lalu, 
• Puan Zamani bertentang mata dengan aku

Aku yang sekarang

Aku still rasa macam nak tegur dia jugak tapi tak tahu bila masanya yang sesuai yang aku boleh tegur. Then aku nekad. Aku plan bila ceremony dah abis, aku akan tegur dia bila dia lalu sebelah aku masa nak keluar. Nervous jugak and I was confused on how to address her. Datuk ke, Puan ke, Cikgu ke….I have so much to say to her….apa yang aku ingat dia ajar. Shoot 100 kali before training….dapat makan KFC setiap kali jadi johan sbb dia belanja…arghh! Panjang citer ni. Boleh ke nak cakap ni? Mana tahu ada orang akan stop aku sbb ganggu majlis.

Then majlis pun tamat. Puan Zamani pun lead lalu red carpet untuk keluar. Aku terus panggil ‘Puan Zamani!’ and she stopped. Aku cakap ‘Dulu Puan ajar saya netball kat TKC’ and she was so surprised! I wished I could continue but I just wished her ‘terima kasih dan selamat bersara’…

I still remember her facial expression. Macam dia nak cakap lagi tapi sbb dah ada scheduled arrangement kot. I think she said ‘Ya Allah!’ muka dia macam tak sangka ada anak murid netball dia kat dalam dewan tu. Then I said ‘nanti kita amik gambar ya’ and she said ‘Sure!’ I loved it so much that made me want to wait and take a pic with her. 

Allah SWT bagi rezeki lagi, aku terserempak pulak dengan Cikgu Ahmad Bidin sementara tunggu Puan Zamani di bilik Pengetua.

Pic shared by Fini. Aku tak sempat bergambar 
dengan dia..sob2

Cikgu Maths: Cikgu Ahmad Bidin (viral masa dia bersara sebab dapat hadiah kereta daripada Kurshians)

Masa tu Puan Zamani dah masuk bilik Pengetua, pastu ada makan-makan kot sebab pengetua2 dari sekolah lain ada datang untuk bid dia farewell. Tiber Cikgu Ahmad Bidin lalu sebelah aku. Kalau 'aku yang dulu, aku malu nak tegur sebab tahu dia bukan ingat aku sebab aku low profile.

Aku yang sekarang

Aku betul-betul tak sangka dapat jumpa Cikgu Ahmad! Aku tegur dia. Kalau sebelum ni mungkin aku buat diam je sebab aku tahu aku tak significant. Bila En Ahmad tanya aku sapa, aku kata ‘Cikgu tak kenal kot, saya low profile’ kuang3x….pastu dia tanya ‘Ada buat jahat dengan saya tak?’…terkejut aku dapat soklan camtu... Aku terpaksa mengaku ‘ada…yang pernah sembunyikan motor cikgu’....then he replied ‘Ooooo, ni yang group tu ek’...I was on high, I didn't know why. I even shared the moment to my batch group wassap. The old me don't do all these things. Aku tanya dia apa dia buat after bersara and in the end, aku pun ucap terima kasih dengan Cikgu Ahmad Bid,...

Bila En Ahmad sergah 'ada buat jahat dengan saya  tak?'...

Syukur ke hadrat Allah SWT

Alhamdulillah, thank you Allah for this lovely feeling…dapat jumpa 2 guru yang sememangnya aku teringin nak jumpa untuk ucapkan terima kasih. Semoga Allah membalas jasa-jasa mereka yang tak pernah lelah mengajar aku. Ampunkan lah dosa-dosa mereka, masukkan lah mereka ke syurga FirdausMu. Rahmati dan berkati lah hidup mereka Ya Allah!

Terima kasih Allah kerana telah melorongkan peluang ini. Hari ini banyak memberi pengajaran kepada aku

·       Perasan teruja bila berjumpa dengan orang-orang dari masa lalu ku. Peristiwa ini mengingatkan aku kembali tentang potensi diri. Aku boleh kalau aku yang nak. You've been excellent in your past but you tend to keep it to yourself and quiet when I'm an adult...be yourself...you are not that bad...

Get out of your comfort zone!

Mei dah selamat berlalu, aku pun dah selamat raya sebulan. Mei tu bulan raya Syawal kan, seronok makan dan jalan-jalan la. I did a few things worth mentioning. Nanti aku kabor ya...

Joining high school reunion

Hari ni nak cerita how I was contemplating whether to join my school reunion or not. Nak jawab survey form je pun. Aku jawab juga in the end bila aku teringat, Allah kata sambungkan siratulrahim, buat baik etc. So aku jawab survey tu dengan jujur, tak mau jadi committee tapi ok je kalau nak assist.

Then aku pikir balik, apsal masa reunion dulu tu susah benor aku nak join. Malas nak mingle alasannya. Tapi if I dig myself deeper, sebenarnya reason aku common je. The common reason people don't want to go to reunion...segan dengan member. Segan sume la...depa berjaya, aku tak. Depa kurus, aku tak. Depa glamer, aku tak. Depa kaya, aku tak. All these insecurities standard la cara pikir  masa aku muda-muda dulu. Bila dah matang ni, dah ingat akhirat so lain dah cara pikir tu.

Jalinkan balik persahabatan (kalau masih ada). Kalau takda, at least dapat jumpa member2 lama. Jumpa tang tu je la...lepas tu hang ingat depa akan contact ko ke....tak kot. Masing2 kan dah ada haluan masing-masing. So why worry, just go and have fun!

I'm doing this for myself, to do things that is outside my comfort zone. Go and meet people and at least I've got something to write about.

Other benefits include as a target to lose weight. Event tentative in Oct-Nov. Berat aku sekarang ni kira paling berat la, 76kg. Perut geleber abis.

So I'm part of the team for venue and catering lead by Airin. Tadi aku ada call la 2 venue: Sekebun Bunga (Batang Kali) dengan The Hidden Valley (Kajang) for quotation. Try call Bora Ombak tak angkat-angkat.

Try cari event hall kat Shah Alam, belum jumpa pulak.

Tengok Airin dok post villa from Airbnb. Dia nak cam rumah/villa kot which to me OK jugak. Santai sikit. Event hall cam formal kan...pastu kita dah tahu suasana dia camna.

Sekebun Bunga tu cute nama dia tapi jauh la ke Batang Kali sana, dalam 2 jam naik kereta ok. Dia memang tulis boleh fit 100 pax for event. Dalam hutan, ada sungai...sapa suka outdoor mesti suka. Memang takda catering so kena arrange sendiri. Aku pikir kalau jauh gini, kita sediakan bas la untuk attendees...haha! Baru rasa cam zaman sekolah dulu! Most probably tak amik yang ni kot, tengok la caner.

The Hidden Valley kat Sungai Ramal jek, dekat la pulak. Bagus jugak. Senang nak pi. Aku pernah pegi wedding kat situ. Modern la villa dia. Ada provide buggy sebab parking kat tanah lot lain.

Nanti aku update lagi yek....

25 Ramadan

Hari ni 25 Ramadan, aku tak pose sebab peyot sejak hari Jumaat (dah 5 hari). Ingatkan boleh puasa penuh sebab last month kena ngam-ngam sebelum pose....

Hari ni takda gangguan from workplace, tapi aku pulak yang nervous sendiri memikirkan kerja-kerja yang tak settle lagi. There are 3 things with due dates but there is one I'm particularly worry. You see, this thing about me that I hate so much. I'm so obedient, rasa bersalah kalau tak buat kerja sedangkan tak perlu rasa bersalah pun. Overthinking, worry tak tentu pasal. Ntah la, I just wish I don't have to think about working anymore. Nak buat menda yang I boleh buat, no need to be answerable to anyone.

Sepatutnya aku dah boleh pikir buat list barang nak balik kampung. Kami beraya BP tahun ni selepas COVID tapi lepas raya pertama dah balik Perlis. Nervous pulak rasa sebab adik ipar aku yang rajin kat dapur balik Kelantan...haha!

Tetiba rasa nak nangis mengenangkan hidup aku. Mengenangkan nak menempuh hari-hari yang mendatang bila dah start kena pegi kerja. I TAK MAU!!! Argghhhh!

Let's distract my mind with more worthy things like reorganizing my porch and interior budget for my living room.

Hari ni adalah sambung buat technical analysis, nak cari set up permulaan up-trend. Ngantuk-ngantuk juga la...so far belum jumpa lagi yang ok.

Kereta baru? NOT!

Aku dah buat plan ni kan 'Upgrade Myvi'. So masa early Ramadan ada hantar kereta untuk cat balik. Kereta Myvi tu adalah cat mati sikit-sikit tapi overall masih OK (kata husband aku) Tapi aku takleh tengok la cat mati tu, sebab aku mesti ada mengata orang yang biarkan kereta dia nampak buruk...haha! Ntah, rasa cam ada tak kena jek. Lagi satu, orang lain dah tukar kereta baru tapi aku tak tukar-tukar. 

After my due deliberation yang mmg tak nak tambah hutang, I decided to re-paint la. So untuk menyedapkan mata aku, minta husband tolong antar cat balik. Plan kaler lebih kurang je sebab aku cat luar jek, kang nanti obvious sangat belangnya kalau cat luar lain, cat dalam lain. 

Kaler asal. Cat mati yang kat atas hood enjin tu

After primer

So last week dah siap...Tada!!!

Kalau tak silap, aku pilih kaler ni Aikka 10431K Supreme Metallic Gloss Kaler ala-ala silver, tapi masih ada biru...Haha! Ganti lampu depan tu pun make a difference, seyes cam baru. Lampu lama kuning-kuning dah...

Total damage about RM3,000 termasuk ganti menda-menda kecik yang dah tak elok. Alhamdulillah, settle satu hal duniawi. Akan ku cuba jaga kereta ni sampai Kasyif/Lutfi tak malu nak pakai bila dioghang dah ada lesen nanti, in sha Allah....

Alhamdulilah aku suka sebab pada mata aku macam kereta baru. Husband aku kata adik aku tak perasan pun dah tukar cat, so pada dia tak tukar pun takpa. Aku kata masalahnya mata aku yang takleh tengok..so kita sendiri yang nak happy ke nak orang lain perasan baru kita happy? aku kata kat dia. 

Ramadan Weekend ke 3

 Baju Raya 2022

Dapat juga pegi Primavalet hari Rabu (amik half day) cari baju raya untuk Kasyif. Harga baju RM219 sebab aku amik yang kocek 3. Cam mahal kan, rasa dulu dapat lagi RM100 lebih. Masa ni Kasyif dah saiz M dewasa. Masa beli tahun 2020 sebelum COVID, dia saiz S. Baju dia yang saiz S tu dapat kat Lutfi (aku kena alter sikit lengan & panjang seluar). Dah alang-alang sampai situ (kereta banyak walau hari Rabu) aku jalan juga sampai ke Ariani sana....

Beli kek lapis MamaSu

Hari Jumaat aku amik half day jugak so aku keluar pegi beli kek lapis MamaSu, sebelah kedai Bubble Bee kat Bangi Sentral. Last week aku dah beli dalam 7 ketul (tak tahu jodoh bilangan apa yang sesuai...nak kata 'biji' kek tu memanjang...), and kali ni aku tambah 5 ketul lagi. Kek dia paling murah RM13 (rasa dulu dapat RM10). Aku ada beli yang RM30 punya 2 biji (choc special MamaSu and Lumut). Ingat nak bagi kat mak and mak mentua. Kalau ada lebih, bagi kat makcik-makcik rezeki siapa yang dapat. 

• RM30 x 2 = RM60 (MamaSu Special + Lumut)
• RM25 x 3 = RM75 (White Choc Cranberry)
• RM17 x 3 = RM51 (Mango Cheese)
• RM13 x 4 = RM52 (Pandan Cheese (3) + ATM)

Damage done in total = RM238

Buka tema Korea

This week ajak adik lelaki pulak yang duduk kat Kajang untuk datang berbukan puasa. Anak-anak request nak makan ramen chilli oil. Pikir punya pikir, last-last aku pilih tema Korean food kali ni. Dalam kepala nak buat yang simple-simple saja e.g ramen chilli oil tu dengan pajeon. Ayam goreng beli je kat Mashigetta or bazaar. Adik ipar rajin nak buat bulgogi. Aku tambah beli kimchi soup sebab cam nak berkuah-kuah sikit. Ok jugak cuma kalau plating korean style lagi nampak temanya.

Khalifah Jewels

Haha! Aku terjebak! Sebenarnya masa aku half day Rabu tu, salah satu tali gelang jagung aku tercabut dari hujungnya so aku pegi singgah KJ ni kat Seksyen 7 untuk hantar repair. Tapi KJ tengah sibuk promosi so dia tak dapat layan customer yang dalam categori OTHER (cam aku la). KJ tengah promosi 0% susutnilai. Aku tanya apa maksud tu, aku bukannya tahu. Maksud 0% susutnilai is kalau aku nak trade in, dia amik harga sama dengan harga nilai semasa. Hmmm...aku pun terus keluar sebab niat nak repair yang lama kan.

Tapi bila balik pikir, aku cari gelang baru je la kot dah harga trade in sama. Kalau aku repair, kena bayar jugak and dapat lambat (confirm lepas raya). Memang kena tambah bayar sikit (beli baru kena tambah bayar upah, kalau maintain gelang lama kena bayar harga repair). Last-last aku decide nak trade in yang lama, tapi nak amik design jagung juga. Dah la tak payah tunggu after raya, dapat gelang baru lagi.

No. 9 terawal & gelang baru

Nampak sorang-sorang kan. Sat lagi geng dia join daa...

Dulu kalau lalu nampak orang beratur, aku heran camna boleh sanggup. Sekarang aku tak heran dah sebab aku terjebak sama...haha! Kebetulan hari Ahad pagi memang kena antar Lutfi pegi Kiddo Sci kul 9.00 am. Selalu aku pegi beli groceries tapi macam takda apa dah nak beli. So aku kata kalo aku pegi KJ boleh jadi orang yang terawal, boleh settle by 10.30am kot untuk amik Lutfi balik kelas. Bila sampai situ, tengok takda orang beratur lagi tapi aku perasan penuh jugak parking kat situ. Depa tunggu dalam kereta daaaa...dalam kul 9.30 kot sorang-sorang kuar dari kete termasuk aku! Dapat la aku no. 9, batch yang 1st sekali. Alhamdulillah, tiada kekecewaan berlaku walaupun duit melayang RM492 (gram bertambah 0.36 gram saja). Takpa la....amik pengalaman.

Duit raya untuk bibik

Petang Ahad terus pegi Kajang nak transfer duit raya ke bibik. So far memang kami transfer duit raya sejak dia quit 5 tahun yang lalu. Senang juga kedai yang Kajang ni sebab dia ada rekod kita sebelum ni...

Ramadan Weekend ke 2

 Hari ni dah masuk Ramadan ke 17, dah melepasi 2 minggu Ramadan. 

Weekend 1

Alhamdulillah, minggu lepas berbuka puasa di Shah Alam, rumah abang ipar di Bukit Jelutong. Asalnya anak sulong ada program iftar kat sana. So husband hantar Irdina dan kawan dia (datang tido rumha) ke sana pukul 7.00 pagi. Program tu sampai pukul 10.00 malam so kami buat plan sementara tunggu dia habis program, why not berbuka kat rumah abang ipar. So aku gigih buat puding sagu and yang lain beli je e.g nasi briyani and roti john. Dioghang beli roti nan cheese and roast chicken Baker's Cottage.

Weekend 2

Kek Lapis Mamasu

Asal hari Jumaat aku rasa macam kerja opis dah settle so nak kuar jap pegi Mamasu Kek Lapis. Sebab ada tengok youtube Destinasi TV bagi diskaun 15% untuk 100 orang terawal kalu guna voucher bila beli kat situ. Kira episod tu memang baru keluar 14hb (Khamis) so aku rasa ada peluang dapat diskaun tu. Sekali boss buat meeting pagi and ada ad hoc meeting pulak petang...aisey...kelas trading biweekly pukul 10.00 pagi pun aku terlepas.

Shellout menjadik

Thank you Allah, sebab minggu ni aku berjaya buat shellout untuk family kecik aku. Asal plan nak ajak adik-beradik datang berbuka tapi sorang tu balik BP and sorang lagi pegi Melaka. Selalu kami buat potluck and kali ini aku suggest tema 'shellout'. Tapi dah sume takda, aku buat jugak sebab dah ada dalam menu plan pun. Alhamdulillah kali ni puas hati sebab sambalnya ada kuah and sotong goreng tepung menjadik!

1st time aku buat masa puasa 2020 kot. Seperti biasa sebab aku derhaka resepi, tak mau ikut instruction, sambal aku kering. Resepi kata rebus seafood and buat sambal asing. Aku pulak buat sambal and nak masuk seafood dalam sambal tu. So sambal aku bagi kering sikit sebelum letak seafood budget air udang and ketam akan keluar. Sekali tak keluar daaaa....husband aku expect ada kuah!

So bila this time, memula husband aku cam tak excited bila kata nak buat shellout. Maybe experience yang tu la kot, expect ada kuah tapi takda kuah. So kali ni aku follow method rebus asing tu and amik kuahnya masuk dalam sambal, baru la jadik! Dan sebab aku tak nak kalut bila nak masak petang untuk berbuka, aku masak sambal shellout tu waktu sahur supaya aku boleh rasa. So petang tinggal prep seafood untuk rebus and goreng sotong dan ikan.

Baju raya 2022

Aku pun ada sedikit panik bila pikir pasal baju raya sebab hubby kata dia nak pakai warna biru pulak. Sebelum tu dia kata nak pakai warna kelabu. Aku dah sedap hati tak payah susah-susah cari baju...guna tahun lepas jek tapi kalut jugak, kalau baju tahun lepas aku tak muat camna? Tapi bila dia kata warna biru...alamak! kena shopping baju ke ni? Aku nak kena survey dulu tengok kedai mana yang ada baju yang aku muat.... Janganla pegi Bangi Sentral weekend. Jem teroks. So aku amik cuti hari Rabu, mid week dengan harapan tak ramai orang la. Aku malas nak survey sebenarnya  The boys definitely need to find new sebab dioghang banyak berubah dari segi fizikal. Tapi semalam bila tanya balik, dia kata warna kelabu...pulak dah! Ok la, takpa, jimat sikit.

Survey tilam semula

Kami dah buat aktiviti ni Dec 2019 . Tapi pegi 1 kedai je pun dekat dengan rumah. Banyak sangat pikir, so kami hold dulu sampai la ke hari ini. Semalam pegi kedai yang sama...tapi harga dah tak sama ya. Naik RM1,000! Paham la dalam keadaan semua menda naik harga post COVID 19 ni. This time hampir nak beli tapi aku highlight kat husband, tinggi tilam tu hanya 10", nanti rendah sikit la daripada height sekarang...so postpone lagi but at least it's making a progress of about 80%. Dah tahu nak yang mcm mana, tinggal nak decide saja.

Order Nasi Arab Saba online

Adik perempuan aku nak singgah berbuka balik dari Melaka. Aku memang dah niat nak buka nasi arab Saba so aku tinggal tambah portion saja. Kat Bangi dah ada Saba tapi boleh order online atau take away saja, takda restaurant. So kira 1st time order online dengan Saba. Sekarang tengah buat promotion buy 1 get 1 free kalo beli single portion ayam/nasi set. Then ada family set for 4 pax. So aku beli both, dapat la portion untuk 6 orang and tambah kambing (tanpa nasi). 

Alhamdulillah, segala puji bagi Allah, dapat buat a few things weekend ni. Ya Allah! Tuhan Yang Memiliki Sekalian Alam. Berkatilah hidup kami Ya Allah!

Premier Saham Mastery 2.0: Aku dah start belajar

 Alhamdulillah, aku dah mulakan langkah follow kelas Premier Saham Mastery 2.0 start hari Isnin haritu. Ada 5 modul kesemuanya. Dah 3 hari aku amik masa dalam 1 jam camtu untuk belajar ikut modul. Bila start tak fokus, aku stop and sambung esoknya. Ingatkan akan amik masa sebulan nak abiskan modul tapi kira harini aku dah tengok semua. Actually, tengok je la dulu nak tahu whether content menepati apa yang aku perlu tahu. 

Belajar

1 modul ada dalam 3 ke 6 video. Aku tengok sambil buat notes cikit-cikit. Bila Tuan Nizam buka KLSE Screener, aku bukak jugak...hands on, cepat sikit ingat. Memang OK kalau follow class online. Boleh stop and playback, memang boleh ikut pace kita. So ini baru 1st round. Plan nak go through Fundamental Analysis, Technical Aaalysis dan Trading Plan lagi sekali. Aku pun ada menguap jugak bila belajo! Haha! Macam belajar kat kelas jugak! 

Ilmu baru

Ilmu baru yang aku dapat ialah cara nak baca chart untuk buat trading plan. Although sebelum ni memang ada join and tengok video kat youtube, tapi yang ni memang betul-betul basic untuk orang yang tak tahu camna nak start....macam aku! Modul dia ringkas je, terus guide nak buat apa. Takda nak define terms lebih-lebih. Item yang tak perlu tengok dia tak explain. Reason kenapa pun dia tak explain unless it relates to objective nak start trading. I guess kalo nak tahu boleh tengok kat youtube kot. My favourite content is Technical Analysis. I guess this is the gist kelas-kelas saham yang berbayar kot.

Alhamdulillah, the class has provided me new knowledge for me to go forward. Next aku kena buat trading plan la kot and mintak Tuan Faizal check. Aku ada 6 months untuk utilize the platform

Premium Saham Mastery 2.0: Dah bayar!

Hari ni aku dah bayar RM597 untuk join kelas berbayar pasal saham. Bismillah! Ya Allah! Permudahkan lah urusan ku. Capaikan la cita-cita ku untuk menjana keuntungan daripada saham sebagai sara hidup ku...

My target and goal

Today 1 Apr 2022, I begin my newbie class to learn about stocks and trade and to learn for 6 months.

By Sept 2022 I should be able to start trading with RM1k - RM2k. Remember 'rugi itu pasti, untung itu rezeki'. Target small and keep consisten +ve

PakYa says to give 5 years to start trading with RM10k. I don't have that much time. I give myself 3 years to be comfortable trading with RM10k

My other target (how much to make, purpose) will be updated as we go along

Start taking action!

Masuk kelas free sudah...bila lagi nak start trading?

After attend kelas newbie last week, semakin clear yang sebenarnya aku memang tak tahu apa-apa pasal main saham.

Sekarang tengah berbetah-betah nak spend RM700 atau tidak untuk belajar basics. Then terjumpa pula website PakYa https://pakyahussin.com/modal/ which menjawab persoalan aku.

Berapa aku kena korbankan RM untuk mulakan? Explanation PakYa sangat praktikal dan straight to the point

1. RM1k - RM2k untuk belajar saja. Tak boleh expect duit akan dapat balik sbb kita memang tengah belajar lagi, belum pandai (Allah dah bagi rezeki kebetulan dapat bonus, apa lagi...Bismillah! Tawakal kepada Allah!)
2. Bila dah pandai kembangkan duit (untung lebih banyak dari rugi), bolehla target nak kembangkan RM10k dulu. Belajar nak kembangkan duit pun mungkin makan dalam 2-3 tahun (meaning 3 tahun ni aku kena fokus belajar saham supaya by the time retire @ 50, boleh buat income)
3. % target untung pun tak boleh target tinggi sangat, tak realistik. RM2k jadi RM4k (100%) dalam setahun pun dah kira power (start small)
4. Lepas tu baru boleh cerita modal besar.

Ya Allah! Permudahkan urusan ku ini Ya Allah! Tunjukkan aku sama ada ini jalannya Ya Allah!

Loan rumah

A few weeks ago, I reviewed the status of my liabilities: housing loan and education loan here. My next action was to go to the bank and find out more on the housing loan. My goal is to shorten the loan tenure.

 Actually I took the leave on 16 Mar to volunteer at my daughter's school to give out coffee breaks to the students when they finish their SPM papers. However, during the 1st week of SPM, some students shown symptoms of COVID 19 and when tested, about 60+ were positive. As a preventive measure, the school decided not to allow outsiders i.e parents/volunteers to enter the school. I was supposed to come in the 2nd week but well, not my rezeki I guess....

Instead, I went to Maybank Serdang to ask about my housing loan. I wanted to ask about what happens when I put down cash to off set against my principal whether it will affect my monthly instalment. The answer is NO. The instalment is as agreed as per contract. It would only change when there's a change in Base Rate (BR). Although I see my instalment has reduced from RM1,300 to RM1,150, it is because the BR rate is now lower. The instalment may stay RM1,150 for the next 4-5 years.

So I asked how can I reduce my monthly instalment. The staff said I can't because it has been pre-agreed. Unless I restructure the loan but that would stretch the tenure longer.

Or I can use my EPF withdrawal to settle the loan when I'm 55.

I used online calculator to estimate the loan

Need to further understand what is BR, BLR and apparently SBR wef Aug 2022. More about it here

Berhenti kerja before 50?

Previously I aimed for VSS. However, after understanding the process and why it is done specifically, I don't think I will be able to quit with VSS. 

1. Usually they offer the scheme for staff age 50 and above, means I have 3 more years to go (if I can stand that long). We are not sure whether the scheme is available by the time I'm 50.
2. If the company do offer VSS, I might not be able to get it because it will take the position box away too. 

The worst thing to happen if there is a VSS, my application may not be approved by the management. The only way to leave the company is to resign.

So I really need to start my side hustle and look for part time job.

Persediaan menyambut Ramadan 2021

 Ahad ni dah masuk 1 Ramadan. Aku memang look forward Ramadan. Kalau dulu aku look forward sebab, orang lain rilek masa Ramadan so kita pun jadi rilek sikit. Boleh buat kerja dengan aman. 

Selain daripada tu, sekarang aku look forward Ramadan juga sebab target nak dapatkan khatam Quran dalam bulan Ramadan. Currently aku dah baca sampai muka surat 470. Aku dah buat kira-kira, aku kena baca dalam 20 muka surat sehari untuk 7 hari (Ahad 27hb - 3hb Apr). So dapatkan Ramadan start fresh. Sekali aku period la pulak....

Apart from that, aku kena plan menu which I really like. I notice bila bulan pose, kalau masak nasi putih lauk-pauk tak berapa laku. Kena masak special la contoh nasi bertema eg nasi ayam ke, nasi tomato, nasi arab etc. Mee pun boleh. Our staple menu (kalau Ramadan mesti ada dish ni) is murtabak. The key is lain daripada hari-hari biasa. 

Kalau sahur pulak, tak payah fancy-fancy. Masak nasi putih dengan lauk saja.

This year 2022 mungkin last Work From Home (kalau lepas ni aku berenti kerja, ok la) so aku kena gunakan Ramadan tahun ni sebaiknya.

Bekalan stock kena ada masa bulan Ramandan:

1. Ikan bilis
2. Chilli oil
3. Serunding

List of dishes for  Ramadan (either previously made or new item)

Dessert/ Pemanis mulut. Kalau tak buat dessert, air kena power

Kena buat extra juga untuk share dengan jiran-jiran

Financial Planning

 Weekend was quite busy. Actually productive! Pagi tu aku ada register free class 'Newbie Saham Mastery Online' by Tuan Nizam Malek. Ok jugak sebab memang betul-betul basic, memang praktikal. Ajar cara baca app dengan screener. Pastu dia ada paid online class for RM700. Available for 6 months, belajar ikut masa sendiri. Rasa macam nak amik, cuma belum buat tindakan

That free class start kul 8.30 - 11.30. Aku rasa content dia betul-betul start kul 9.00. Habis lambat, dalam kul 12.45. Aku kat Mat Ayam Kampung Seksyen 7 masa tu, tengah lunch before amik my daughter Jasmin kat SGS, Seremban. Dia balik for good tapi SPM tak abis lagi sebab dia kena COVID haritu.

So after lunch, pegi amik dia. Sampai around 1.30pm. Lepas angkat barang sume, plan nak singgah rumah my brother kat Jasin. Sampai Jasin dalam pukul 3.30pm and kebetulan family my sis in law ada sekali. Aku rasa bertuah/ rezeki aku dapat jumpa mak and ayah dia sebab dah lama tak jumpa. Umur mereka dah masuk 80an, tak secergas dulu....gitu la manusia. Nanti giliran aku pula....Rupanya dioghang ada buat makan-makan, again rezeki kami dapat merasa air tangan mereka. 

Then bertolak ke Batu Pahat pula around 7.00pm. Sampai Batu Pahat dalam pukul 9.30pm. Borak-borak sampai pukul 12.00. Esoknya mak aku ajak settlekan cukai tanah kat Bangunan Gunasama. Pastu beli Nasi Baryani Mat Shah yg femes kat Batu Pahat. Beratur dalam 1 jam juga la, tapi memang takda rezeki nak dapat kambing. Kitoghang memang dah sampai depan kaunter nak order, alih-alih dioghang kata kambing dah abis....Adeh! So kami beli lauk ayam saja 9 bungkus, yang lauk kambing beli kat orang lain.

Pastu pegi Majlis Daerah dekat Dataran Batu Pahat, dapatkan borang untuk update nama pemilik Taman Makmur daripada nama arwah ayah kepada nama aku. Kena ada supporting document tapi tak bawak, so bawa balik borang tu dulu, hantar kemudian. Balik dah pukul 11.30, makan lunch nasi baryani terus sebab aku nak bertolak dalam pukul 2.00 ptg sebab nak jumpa adik aku lagi satu kat Ayer Hitam.

Why tajuk Financial Planning? Sebab main objective nak bantu adik aku yg Ayer Hitam tu pasal kewangan dia. Dia banyak dah buat silap, memandai-mandai, meminjam-minjam, janji manis, terjebak...semua lah...sepatutnya dengan gaji yang dia dapat tu, bulanan dia selesa tapi...hai, ntah la. Nak marah-marah dah tak guna. So aku insist nak jumpa dia, tolong apa yang boleh. Bukan bagi dia duit untuk selesaikan masalah, aku pun tengah berjimat sebab nak bersara awal. Aku bantu dia kirakan perbelanjaan dia guna Excel. Alhamdulillah, dia suh forward Excel tu untuk discuss dengan wife dia. 

These are the things I want to focus on, not my work anymore....help people, help others, help my children, help myself....

And lastly, bertolak balik dari Ayer Hitam dalam pukul 7.00pm, straight nak gi amik Dina kat Sunway. Sampai Sunway dalam pukul 12.00 tengah malam sebab PLUS jem. Dina lepak kat tempat kawan dia kat Sunway lepas balik dari program kat Perak. Kawan dia tu sama-sama pegi Perak.

9 things achieved within the weekend. That was a lot!